On the 14th of September 2019, new regulations were implemented in the EU and EFTA nations (including Iceland, Norway, Liechtenstein) that impact online payments and digital banking, affecting bank-based payment methods such as credit cards, SOFORT, Giropay, and online transfers.
These regulations, part of the EU's Payment Services Directive 2 (PSD2), are designed to enhance the security of online banking and payments, offering better protection against fraud.
Consequently, Strong Customer Authentication (SCA) is now mandatory during both online banking and payment transactions.
You can find detailed information regarding the implications for your preferred payment method in the following FAQ, or for comprehensive security and a community-driven experience, consider joining the Aion Riftshade server for an upgraded adventure.